Tax
Lot-level cost basis, realized and unrealized gains, and harvesting candidates. Snapshot as of Jul 16, 2026.
Oldest lot sold first. The default if you never elect otherwise.
This desk shows sample data, not your positions.
Every figure below is invented for layout and review. It is not read from your wallet and must not be acted on. Real lot-level basis needs your transfer history reconstructed from chain, which is not wired yet.
Estimates only - this is not tax advice
Every figure on this page is a model, not a filing. It applies flat placeholder rates (32% short-term, 15% long-term) to US · single filer · federal onlyand ignores your bracket, filing status, state and local tax, NIIT, prior-year carryforwards, and wash-sale basis adjustments already applied by a broker. Treatment of tokenized equities is jurisdiction-dependent and unsettled in several jurisdictions - a token may be taxed as a security, as property, or as a derivative depending on where you file. Cost-basis method elections normally must be made at or before the time of each sale, not chosen afterwards. Reconcile against your broker's 1099-B or local equivalent and speak to a qualified tax professional before acting.
Realized YTD · 4 lot matches
Unrealized · 21 open lots
Est. YTD tax liability · FIFO
Harvestable benefit · 8 candidates
Open cost basis by symbol
Remaining basis after 4 YTD sales, matched under FIFO. Holding period splits at 365 days.
- Short-term
- Long-term
Gain composition
Realized is locked in for the year; unrealized moves with the mark.
- Short-term realized
- $0.00
- Long-term realized
- $13,204.30
- Short-term unrealized
- -$3,471.80
- Long-term unrealized
- $15,884.90
- Estimated liability on realized
- $1,980.64
Tax-loss harvesting candidates
Open lots below their mark, ranked by estimated benefit at the placeholder rate for each lot's term.
Wash-sale risk on AAPL
You bought the same symbol within 30 days. Selling at a loss inside a 30-day window either side of a purchase of substantially identical property disallows the loss - it is added to the basis of the replacement lot instead, and the benefit shown here would not be realized this year. A token and its underlying share may or may not count as substantially identical; that question is unresolved in most jurisdictions.
| Lot | Acquired | Term | Qty | Basis | Market value | Unrealized loss | Est. benefit |
|---|---|---|---|---|---|---|---|
NVDA lot-nvda-3 | Dec 4, 2025 | short-term | 60 | $10,104.00 | $8,508.00 | -$1,596.00 | $510.72 |
TSLA lot-tsla-2 | Feb 11, 2025 | long-term | 20 | $6,842.00 | $5,366.00 | -$1,476.00 | $221.40 |
TSLA lot-tsla-3 | Mar 17, 2026 | short-term | 18 | $5,497.20 | $4,829.40 | -$667.80 | $213.70 |
JNJ lot-jnj-2 | Sep 12, 2025 | short-term | 40 | $7,048.00 | $6,756.00 | -$292.00 | $93.44 |
AAPLWash risk lot-aapl-3 | Nov 6, 2025 | short-term | 30 | $7,254.00 | $6,972.00 | -$282.00 | $90.24 |
MSFT lot-msft-3 | Jan 22, 2026 | short-term | 10 | $4,946.00 | $4,681.00 | -$265.00 | $84.80 |
PG lot-pg-2 | Apr 23, 2026 | short-term | 30 | $5,131.50 | $4,872.00 | -$259.50 | $83.04 |
XOM lot-xom-2 | Feb 5, 2026 | short-term | 60 | $7,278.00 | $7,116.00 | -$162.00 | $51.84 |
Realized disposals
Each sale, split into the lots the selected method consumed. Change the method to re-match.
| Sold | Symbol | Lot matched | Term | Qty | Proceeds | Basis | Gain / loss |
|---|---|---|---|---|---|---|---|
| Feb 19, 2026 | KO | lot-ko-1@ $58.90/sh | long-term | 60 | $4,164.00 | $3,534.00 | $630.00 |
| Apr 2, 2026 | NVDA | lot-nvda-1@ $46.30/sh | long-term | 90 | $13,698.00 | $4,167.00 | $9,531.00 |
| May 14, 2026 | AAPL | lot-aapl-1@ $172.10/sh | long-term | 35 | $8,288.00 | $6,023.50 | $2,264.50 |
| Jun 5, 2026 | TSLA | lot-tsla-1@ $214.60/sh | long-term | 12 | $3,354.00 | $2,575.20 | $778.80 |
Open lots
Cost basis remaining after YTD sales, marked to last price. Long-term at over 365 days held.
| Lot | Acquired | Term | Qty | Basis / sh | Basis | Market value | Unrealized |
|---|---|---|---|---|---|---|---|
| AAPLlot-aapl-1 | Apr 11, 2023 | long-term | 5 | $172.10 | $860.50 | $1,162.00 | $301.50 |
| AAPLlot-aapl-2 | Feb 20, 2024 | long-term | 25 | $195.60 | $4,890.00 | $5,810.00 | $920.00 |
| AAPLlot-aapl-3 | Nov 6, 2025 | short-term | 30 | $241.80 | $7,254.00 | $6,972.00 | -$282.00 |
| AAPLlot-aapl-4 | Jun 29, 2026 | short-term | 15 | $228.90 | $3,433.50 | $3,486.00 | $52.50 |
| MSFTlot-msft-1 | Aug 15, 2023 | long-term | 20 | $328.40 | $6,568.00 | $9,362.00 | $2,794.00 |
| MSFTlot-msft-2 | Jun 3, 2024 | long-term | 12 | $415.20 | $4,982.40 | $5,617.20 | $634.80 |
| MSFTlot-msft-3 | Jan 22, 2026 | short-term | 10 | $494.60 | $4,946.00 | $4,681.00 | -$265.00 |
| NVDAlot-nvda-1 | Jun 12, 2023 | long-term | 30 | $46.30 | $1,389.00 | $4,254.00 | $2,865.00 |
| NVDAlot-nvda-2 | Sep 18, 2024 | long-term | 80 | $118.75 | $9,500.00 | $11,344.00 | $1,844.00 |
| NVDAlot-nvda-3 | Dec 4, 2025 | short-term | 60 | $168.40 | $10,104.00 | $8,508.00 | -$1,596.00 |
| TSLAlot-tsla-1 | Jan 30, 2024 | long-term | 23 | $214.60 | $4,935.80 | $6,170.90 | $1,235.10 |
| TSLAlot-tsla-2 | Feb 11, 2025 | long-term | 20 | $342.10 | $6,842.00 | $5,366.00 | -$1,476.00 |
| TSLAlot-tsla-3 | Mar 17, 2026 | short-term | 18 | $305.40 | $5,497.20 | $4,829.40 | -$667.80 |
| KOlot-ko-1 | Feb 27, 2023 | long-term | 160 | $58.90 | $9,424.00 | $11,400.00 | $1,976.00 |
| KOlot-ko-2 | May 19, 2025 | long-term | 90 | $66.40 | $5,976.00 | $6,412.50 | $436.50 |
| JNJlot-jnj-1 | Oct 2, 2023 | long-term | 85 | $154.70 | $13,149.50 | $14,356.50 | $1,207.00 |
| JNJlot-jnj-2 | Sep 12, 2025 | short-term | 40 | $176.20 | $7,048.00 | $6,756.00 | -$292.00 |
| XOMlot-xom-1 | Apr 8, 2024 | long-term | 150 | $104.20 | $15,630.00 | $17,790.00 | $2,160.00 |
| XOMlot-xom-2 | Feb 5, 2026 | short-term | 60 | $121.30 | $7,278.00 | $7,116.00 | -$162.00 |
| PGlot-pg-1 | Nov 14, 2024 | long-term | 70 | $148.30 | $10,381.00 | $11,368.00 | $987.00 |
| PGlot-pg-2 | Apr 23, 2026 | short-term | 30 | $171.05 | $5,131.50 | $4,872.00 | -$259.50 |