Risk Disclosures

Vortif AI is a non-custodial analytics interface. It is not a broker-dealer, not an exchange, not a custodian, not a transfer agent, and not a registered investment adviser. It is not registered with any securities regulator in any jurisdiction.

Nothing on Vortif is financial, investment, legal, or tax advice. This includes every number, chart, signal, insight and AI-generated response in the product. Output is information for your own analysis. Vortif does not know your circumstances, objectives, tax position or risk tolerance, and does not recommend that you buy, sell, or hold anything.

We do not execute, place, route or settle trades, and we never take possession of your assets. Every decision, and every consequence of it, is yours.

Vortif operates on Robinhood Chain and interacts with smart contracts written by third parties. Smart contracts can contain bugs, economic design flaws, or undiscovered vulnerabilities. A contract failure can result in the total, permanent, and irreversible loss of assets. There is no deposit insurance, no chargeback, and typically no recourse.

Also material:

• Upgradeable contracts and admin keys. Many protocols can be changed by their operators. Privileged keys can be lost, stolen, or misused.
• Bridge risk. Assets bridged to or from Robinhood Chain depend on bridge security. Bridges have historically been among the most exploited components in crypto.
• Chain-level risk. Robinhood Chain is an Arbitrum Orbit L2. Sequencer outages, reorganizations, censorship, delayed withdrawals, or settlement failures on the underlying L1 can leave you unable to transact or exit when it matters most.
• Vortif has not been independently audited, and an audit would not eliminate this risk in any case.
• Wallet risk. Losing your keys means losing your assets. No one - including us - can restore them.

If you post tokenized equities as collateral to borrow, you are exposed to liquidation. If your collateral’s value falls relative to your borrowings, your position can be liquidated automatically, without notice, and you can lose substantially more than you borrowed. A liquidation penalty typically applies on top.

Compounding factors specific to this asset class:

• Equities gap. Underlying shares trade on exchange hours; tokens trade continuously. A weekend or overnight gap can move you from healthy to liquidated with no opportunity to add collateral.
• Oracle risk. Liquidations are triggered by oracle prices, not by the price you see in Vortif. A stale, manipulated, or divergent oracle can liquidate an otherwise sound position.
• Thin liquidity. Tokenized equity markets can be shallow. Liquidations may execute at prices far worse than the last mark, and you may be unable to exit at any reasonable price.
• Cascades. In a fast market, liquidations beget liquidations. Health factors can deteriorate faster than you can react.

Health factors, LTV ratios and liquidation headroom shown in Vortif are estimatesderived from data that may be delayed. They are not a guarantee that a position is safe, and they are not a margin call. The lending protocol’s own state is authoritative.

The value of tokenized equities can fall as well as rise, and you can lose your entire investment. Past performance does not indicate future results. Nothing in Vortif - including AI output - predicts future prices.

A token’s price can also dislocate from the reference equity. Premiums and discounts to the underlying can persist and can widen precisely when you most want to exit.

Vortif aggregates data from third-party providers and from public chain state. We do not warrant that any of it is accurate, complete, current, or fit for any purpose. Specifically:

• Quotes may be delayed, stale, or reflect a different venue than the one that matters to you.
• Free-tier provider limits mean some data is cached for hours. Dividend data in particular is cached for up to 12 hours and may lag announcements.
• Providers can fail, rate-limit, or return incorrect values. Where a provider is unavailable, a desk may show gaps.
• Cost basis, P/L, and tax figures are estimates computed from on-chain history. They may not reflect your true basis, they do not account for activity outside this chain, and they are not tax advice or a tax document. Consult a qualified tax professional and rely on your own records.
• On-chain data can be misread. Token metadata can be spoofed. A token displaying a familiar ticker is not proof of what it is.

The advisor and insights desks use a large language model. Language models can be confidently wrong, can misread data, and can produce plausible-sounding output that is false. Grounding the model in your positions reduces this. It does not eliminate it.

Treat AI output as a starting point for your own analysis, never as a conclusion, and never as a recommendation. Verify every figure that matters against the underlying data before acting on it.

Tokenized securities sit in an unsettled and rapidly changing regulatory landscape. Rules differ by jurisdiction and can change with little notice. Future regulatory action could restrict transfers, freeze instruments, force redemptions, or render a token illiquid or worthless.

Tokenized equities may not be available or lawful to hold where you live. You are solely responsible for determining whether your use of Vortif and of any instrument is lawful in your jurisdiction, and for your own tax reporting. See the Terms of Service for eligibility.

Vortif is provided “as is”, without warranties of any kind. We do not guarantee availability, accuracy, or that the service will be uninterrupted or error-free. See the Terms of Service for the full disclaimer and limitation of liability.

If you take one thing from this page: verify what a token actually entitles you to before you treat it as a share. The interface cannot do that for you.